Call reports 2023
FIRST NATIONAL BANK OF PANA — 2023
What FIRST NATIONAL BANK OF PANA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 295,917,000 | 301,607,000 | 298,310,000 | 299,897,000 |
| Total loans | 207,764,000 | 217,490,000 | 227,484,000 | 233,078,000 |
| Allowance for loan losses | 2,667,000 | 2,627,000 | 2,331,000 | 2,421,000 |
| Securities available for sale | 16,368,000 | 18,669,000 | 17,592,000 | 17,703,000 |
| Securities held to maturity | 18,907,000 | 18,882,000 | 19,502,000 | 17,670,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,232,000 | 271,209,000 | 257,461,000 | 267,202,000 |
| Interest-bearing deposits | 177,766,000 | 185,675,000 | 186,465,000 | 191,478,000 |
| Noninterest-bearing deposits | 88,466,000 | 85,534,000 | 70,996,000 | 75,724,000 |
| Equity capital | 28,726,000 | 29,073,000 | 29,409,000 | 31,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,819,000 | 6,059,000 | 9,373,000 | 12,749,000 |
| Interest expense | 353,000 | 916,000 | 1,576,000 | 2,437,000 |
| Net interest income | 2,466,000 | 5,143,000 | 7,797,000 | 10,312,000 |
| Noninterest income | 328,000 | 712,000 | 1,140,000 | 1,537,000 |
| Noninterest expense | 1,334,000 | 2,917,000 | 4,403,000 | 6,003,000 |
| Provision for loan losses | 0 | 0 | 200,000 | 300,000 |
| Pretax income | 1,460,000 | 2,938,000 | 4,334,000 | 5,546,000 |
| Income tax | 94,000 | 186,000 | 277,000 | 355,000 |
| Net income | 1,366,000 | 2,752,000 | 4,057,000 | 5,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,955,000 | 30,809,000 | 31,674,000 | 32,834,000 |