Call reports 2022
FIRST NATIONAL BANK OF PANA — 2022
What FIRST NATIONAL BANK OF PANA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 282,971,000 | 273,242,000 | 279,449,000 | 280,692,000 |
| Total loans | 191,480,000 | 198,366,000 | 206,140,000 | 205,738,000 |
| Allowance for loan losses | 2,421,000 | 2,472,000 | 2,562,000 | 2,669,000 |
| Securities available for sale | 20,770,000 | 18,650,000 | 17,588,000 | 16,988,000 |
| Securities held to maturity | 18,418,000 | 18,394,000 | 18,370,000 | 18,933,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,389,000 | 246,293,000 | 251,939,000 | 252,063,000 |
| Interest-bearing deposits | 171,931,000 | 170,553,000 | 177,148,000 | 170,463,000 |
| Noninterest-bearing deposits | 78,458,000 | 75,740,000 | 74,791,000 | 81,600,000 |
| Equity capital | 26,764,000 | 26,016,000 | 26,464,000 | 27,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,994,000 | 4,198,000 | 6,594,000 | 9,230,000 |
| Interest expense | 163,000 | 327,000 | 504,000 | 751,000 |
| Net interest income | 1,831,000 | 3,871,000 | 6,090,000 | 8,479,000 |
| Noninterest income | 486,000 | 838,000 | 1,206,000 | 1,540,000 |
| Noninterest expense | 1,204,000 | 2,495,000 | 3,846,000 | 5,284,000 |
| Provision for loan losses | 0 | 50,000 | 150,000 | 250,000 |
| Pretax income | 1,113,000 | 2,164,000 | 3,300,000 | 4,485,000 |
| Income tax | 72,000 | 206,000 | 279,000 | 348,000 |
| Net income | 1,041,000 | 1,958,000 | 3,021,000 | 4,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,797,000 | 28,092,000 | 28,850,000 | 29,979,000 |