Call reports 2020
FIRST NATIONAL BANK OF PANA — 2020
What FIRST NATIONAL BANK OF PANA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 194,094,000 | 210,738,000 | 225,324,000 | 231,554,000 |
| Total loans | 141,216,000 | 153,664,000 | 156,623,000 | 161,229,000 |
| Allowance for loan losses | 1,933,000 | 2,010,000 | 2,025,000 | 2,080,000 |
| Securities available for sale | 17,748,000 | 17,811,000 | 15,625,000 | 14,218,000 |
| Securities held to maturity | 9,378,000 | 9,783,000 | 13,207,000 | 14,505,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,216,000 | 181,589,000 | 195,840,000 | 201,643,000 |
| Interest-bearing deposits | 127,986,000 | 137,476,000 | 147,713,000 | 150,834,000 |
| Noninterest-bearing deposits | 37,230,000 | 44,113,000 | 48,127,000 | 50,809,000 |
| Equity capital | 23,185,000 | 23,633,000 | 24,007,000 | 24,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,004,000 | 3,836,000 | 5,787,000 | 7,780,000 |
| Interest expense | 272,000 | 547,000 | 832,000 | 1,080,000 |
| Net interest income | 1,732,000 | 3,289,000 | 4,955,000 | 6,700,000 |
| Noninterest income | 289,000 | 556,000 | 850,000 | 1,122,000 |
| Noninterest expense | 1,118,000 | 2,173,000 | 3,430,000 | 4,630,000 |
| Provision for loan losses | 50,000 | 100,000 | 150,000 | 200,000 |
| Pretax income | 853,000 | 1,572,000 | 2,249,000 | 3,016,000 |
| Income tax | 13,000 | 24,000 | 34,000 | 45,000 |
| Net income | 840,000 | 1,548,000 | 2,215,000 | 2,971,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,951,000 | 23,036,000 | 23,397,000 | 24,162,000 |