Call reports 2019
FIRST NATIONAL BANK OF PANA — 2019
What FIRST NATIONAL BANK OF PANA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 183,269,000 | 184,408,000 | 187,557,000 | 190,445,000 |
| Total loans | 136,317,000 | 132,947,000 | 133,722,000 | 137,022,000 |
| Allowance for loan losses | 1,808,000 | 1,816,000 | 1,855,000 | 1,891,000 |
| Securities available for sale | 13,922,000 | 13,474,000 | 14,870,000 | 18,581,000 |
| Securities held to maturity | 12,214,000 | 12,186,000 | 12,158,000 | 10,109,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,489,000 | 162,057,000 | 164,754,000 | 167,025,000 |
| Interest-bearing deposits | 124,925,000 | 126,177,000 | 128,285,000 | 129,895,000 |
| Noninterest-bearing deposits | 36,564,000 | 35,880,000 | 36,469,000 | 37,130,000 |
| Equity capital | 21,148,000 | 21,462,000 | 21,887,000 | 22,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,798,000 | 3,644,000 | 5,520,000 | 7,377,000 |
| Interest expense | 246,000 | 505,000 | 777,000 | 1,051,000 |
| Net interest income | 1,552,000 | 3,139,000 | 4,743,000 | 6,326,000 |
| Noninterest income | 243,000 | 496,000 | 808,000 | 1,084,000 |
| Noninterest expense | 1,071,000 | 2,164,000 | 3,303,000 | 4,409,000 |
| Provision for loan losses | 35,000 | 70,000 | 105,000 | 140,000 |
| Pretax income | 689,000 | 1,401,000 | 2,143,000 | 2,861,000 |
| Income tax | 10,000 | 21,000 | 32,000 | 43,000 |
| Net income | 679,000 | 1,380,000 | 2,111,000 | 2,818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,192,000 | 21,268,000 | 21,692,000 | 22,416,000 |
| Total capital | 22,914,000 | 22,945,000 | 23,351,000 | 24,162,000 |
| Risk-weighted assets | 137,639,000 | 134,050,000 | 132,559,000 | 139,520,000 |