Call reports 2018
FIRST NATIONAL BANK OF PANA — 2018
What FIRST NATIONAL BANK OF PANA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 175,280,000 | 174,789,000 | 177,125,000 | 175,290,000 |
| Total loans | 126,481,000 | 129,996,000 | 132,866,000 | 136,097,000 |
| Allowance for loan losses | 1,703,000 | 1,587,000 | 1,596,000 | 1,705,000 |
| Securities available for sale | 15,508,000 | 14,677,000 | 13,971,000 | 13,374,000 |
| Securities held to maturity | 15,730,000 | 15,697,000 | 15,663,000 | 12,241,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,309,000 | 154,623,000 | 151,482,000 | 153,074,000 |
| Interest-bearing deposits | 121,401,000 | 121,482,000 | 120,045,000 | 118,169,000 |
| Noninterest-bearing deposits | 33,908,000 | 33,141,000 | 31,437,000 | 34,905,000 |
| Equity capital | 19,493,000 | 19,504,000 | 19,794,000 | 20,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,680,000 | 3,395,000 | 5,163,000 | 7,019,000 |
| Interest expense | 150,000 | 306,000 | 500,000 | 738,000 |
| Net interest income | 1,530,000 | 3,089,000 | 4,663,000 | 6,281,000 |
| Noninterest income | 299,000 | 572,000 | 861,000 | 1,119,000 |
| Noninterest expense | 1,050,000 | 2,115,000 | 3,175,000 | 4,243,000 |
| Provision for loan losses | 0 | 70,000 | 105,000 | 205,000 |
| Pretax income | 779,000 | 1,476,000 | 2,244,000 | 2,952,000 |
| Income tax | 11,000 | 22,000 | 33,000 | 42,000 |
| Net income | 768,000 | 1,454,000 | 2,211,000 | 2,910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,605,000 | 19,684,000 | 20,104,000 | 20,815,000 |
| Total capital | 21,210,000 | 21,271,000 | 21,700,000 | 22,520,000 |
| Risk-weighted assets | 128,340,000 | 131,027,000 | 133,146,000 | 137,738,000 |