Call reports 2017
FIRST NATIONAL BANK OF PANA — 2017
What FIRST NATIONAL BANK OF PANA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 180,648,000 | 174,992,000 | 175,109,000 | 172,642,000 |
| Total loans | 113,290,000 | 118,264,000 | 125,598,000 | 124,827,000 |
| Allowance for loan losses | 1,664,000 | 1,768,000 | 1,751,000 | 1,706,000 |
| Securities available for sale | 20,373,000 | 17,832,000 | 17,191,000 | 16,277,000 |
| Securities held to maturity | 18,812,000 | 18,774,000 | 18,213,000 | 16,068,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,942,000 | 154,961,000 | 153,157,000 | 152,725,000 |
| Interest-bearing deposits | 127,508,000 | 124,413,000 | 122,016,000 | 120,284,000 |
| Noninterest-bearing deposits | 33,434,000 | 30,548,000 | 31,141,000 | 32,441,000 |
| Equity capital | 18,229,000 | 18,367,000 | 18,682,000 | 19,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,557,000 | 3,183,000 | 4,852,000 | 6,542,000 |
| Interest expense | 162,000 | 323,000 | 482,000 | 641,000 |
| Net interest income | 1,395,000 | 2,860,000 | 4,370,000 | 5,901,000 |
| Noninterest income | 306,000 | 567,000 | 904,000 | 1,158,000 |
| Noninterest expense | 1,101,000 | 2,212,000 | 3,303,000 | 4,407,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 225,000 |
| Pretax income | 525,000 | 1,065,000 | 1,749,000 | 2,430,000 |
| Income tax | 8,000 | 16,000 | 26,000 | 36,000 |
| Net income | 517,000 | 1,049,000 | 1,723,000 | 2,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,269,000 | 18,179,000 | 18,546,000 | 19,309,000 |
| Total capital | 19,698,000 | 19,685,000 | 20,120,000 | 20,882,000 |
| Risk-weighted assets | 114,062,000 | 120,187,000 | 125,775,000 | 125,681,000 |