Call reports 2016
FIRST NATIONAL BANK OF PANA — 2016
What FIRST NATIONAL BANK OF PANA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 173,990,000 | 172,326,000 | 173,227,000 | 172,353,000 |
| Total loans | 115,797,000 | 108,438,000 | 114,004,000 | 114,065,000 |
| Allowance for loan losses | 1,374,000 | 1,452,000 | 1,522,000 | 1,591,000 |
| Securities available for sale | 20,157,000 | 19,414,000 | 20,547,000 | 19,117,000 |
| Securities held to maturity | 14,932,000 | 16,150,000 | 16,126,000 | 13,805,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,712,000 | 153,020,000 | 153,618,000 | 152,902,000 |
| Interest-bearing deposits | 123,653,000 | 122,906,000 | 124,121,000 | 121,093,000 |
| Noninterest-bearing deposits | 31,059,000 | 30,114,000 | 29,497,000 | 31,809,000 |
| Equity capital | 17,842,000 | 17,719,000 | 17,921,000 | 17,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,646,000 | 3,166,000 | 4,749,000 | 6,331,000 |
| Interest expense | 185,000 | 370,000 | 541,000 | 706,000 |
| Net interest income | 1,461,000 | 2,796,000 | 4,208,000 | 5,625,000 |
| Noninterest income | 260,000 | 510,000 | 803,000 | 1,088,000 |
| Noninterest expense | 1,087,000 | 2,168,000 | 3,266,000 | 4,413,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 559,000 | 988,000 | 1,520,000 | 2,000,000 |
| Income tax | 8,000 | 15,000 | 23,000 | 27,000 |
| Net income | 551,000 | 973,000 | 1,497,000 | 1,973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,541,000 | 17,360,000 | 17,574,000 | 18,057,000 |
| Total capital | 18,915,000 | 18,722,000 | 19,026,000 | 19,530,000 |
| Risk-weighted assets | 117,555,000 | 108,858,000 | 116,053,000 | 117,759,000 |