Call reports 2015
FIRST NATIONAL BANK OF PANA — 2015
What FIRST NATIONAL BANK OF PANA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 143,043,000 | 142,967,000 | 143,345,000 | 172,854,000 |
| Total loans | 101,377,000 | 103,783,000 | 105,845,000 | 116,310,000 |
| Allowance for loan losses | 1,211,000 | 1,258,000 | 1,315,000 | 1,306,000 |
| Securities available for sale | 18,617,000 | 17,827,000 | 15,595,000 | 21,438,000 |
| Securities held to maturity | 8,321,000 | 8,314,000 | 8,307,000 | 7,911,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,287,000 | 125,249,000 | 125,273,000 | 153,896,000 |
| Interest-bearing deposits | 106,681,000 | 105,717,000 | 105,988,000 | 111,117,000 |
| Noninterest-bearing deposits | 18,606,000 | 19,532,000 | 19,285,000 | 42,779,000 |
| Equity capital | 16,435,000 | 16,254,000 | 16,615,000 | 17,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,430,000 | 2,866,000 | 4,341,000 | 5,931,000 |
| Interest expense | 189,000 | 375,000 | 556,000 | 740,000 |
| Net interest income | 1,241,000 | 2,491,000 | 3,785,000 | 5,191,000 |
| Noninterest income | 263,000 | 543,000 | 830,000 | 1,816,000 |
| Noninterest expense | 846,000 | 1,708,000 | 2,587,000 | 3,936,000 |
| Provision for loan losses | 50,000 | 100,000 | 175,000 | 275,000 |
| Pretax income | 608,000 | 1,226,000 | 1,853,000 | 2,796,000 |
| Income tax | 332,000 | 343,000 | 352,000 | 353,000 |
| Net income | 276,000 | 883,000 | 1,501,000 | 2,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,475,000 | 16,431,000 | 16,656,000 | 17,088,000 |
| Total capital | 17,686,000 | 17,680,000 | 17,966,000 | 18,394,000 |
| Risk-weighted assets | 97,405,000 | 99,927,000 | 104,818,000 | 118,252,000 |