Call reports 2014
FIRST NATIONAL BANK OF PANA — 2014
What FIRST NATIONAL BANK OF PANA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 148,183,000 | 147,059,000 | 144,030,000 | 142,979,000 |
| Total loans | 97,743,000 | 96,991,000 | 100,972,000 | 102,222,000 |
| Allowance for loan losses | 1,126,000 | 1,153,000 | 1,099,000 | 1,175,000 |
| Securities available for sale | 16,182,000 | 16,011,000 | 19,672,000 | 19,254,000 |
| Securities held to maturity | 8,438,000 | 11,558,000 | 10,060,000 | 9,293,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,212,000 | 127,668,000 | 124,399,000 | 125,384,000 |
| Interest-bearing deposits | 111,071,000 | 109,184,000 | 105,845,000 | 105,315,000 |
| Noninterest-bearing deposits | 18,141,000 | 18,484,000 | 18,554,000 | 20,069,000 |
| Equity capital | 17,402,000 | 17,715,000 | 18,122,000 | 16,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,432,000 | 2,848,000 | 4,283,000 | 5,847,000 |
| Interest expense | 221,000 | 441,000 | 651,000 | 852,000 |
| Net interest income | 1,211,000 | 2,407,000 | 3,632,000 | 4,995,000 |
| Noninterest income | 251,000 | 518,000 | 807,000 | 1,055,000 |
| Noninterest expense | 822,000 | 1,652,000 | 2,510,000 | 3,527,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 155,000 |
| Pretax income | 615,000 | 1,223,000 | 1,854,000 | 2,368,000 |
| Income tax | 228,000 | 441,000 | 662,000 | 792,000 |
| Net income | 387,000 | 782,000 | 1,192,000 | 1,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,691,000 | 17,911,000 | 18,322,000 | 16,226,000 |
| Total capital | 18,817,000 | 19,064,000 | 19,421,000 | 17,401,000 |
| Risk-weighted assets | 99,331,000 | 98,877,000 | 103,766,000 | 106,842,000 |