Call reports 2013
FIRST NATIONAL BANK OF PANA — 2013
What FIRST NATIONAL BANK OF PANA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 143,467,000 | 139,941,000 | 138,531,000 | 139,213,000 |
| Total loans | 94,217,000 | 95,250,000 | 100,472,000 | 100,321,000 |
| Allowance for loan losses | 1,098,000 | 1,102,000 | 1,126,000 | 1,096,000 |
| Securities available for sale | 17,931,000 | 19,093,000 | 17,680,000 | 16,263,000 |
| Securities held to maturity | 8,657,000 | 8,648,000 | 8,638,000 | 8,446,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,202,000 | 121,677,000 | 116,974,000 | 120,542,000 |
| Interest-bearing deposits | 105,793,000 | 104,143,000 | 101,050,000 | 101,179,000 |
| Noninterest-bearing deposits | 19,409,000 | 17,534,000 | 15,924,000 | 19,363,000 |
| Equity capital | 16,738,000 | 16,607,000 | 16,963,000 | 17,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,388,000 | 2,812,000 | 4,355,000 | 5,802,000 |
| Interest expense | 245,000 | 481,000 | 710,000 | 937,000 |
| Net interest income | 1,143,000 | 2,331,000 | 3,645,000 | 4,865,000 |
| Noninterest income | 230,000 | 469,000 | 782,000 | 1,050,000 |
| Noninterest expense | 830,000 | 1,677,000 | 2,510,000 | 3,645,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 100,000 |
| Pretax income | 468,000 | 1,048,000 | 1,842,000 | 2,170,000 |
| Income tax | 163,000 | 367,000 | 645,000 | 713,000 |
| Net income | 305,000 | 681,000 | 1,197,000 | 1,457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,590,000 | 16,791,000 | 17,267,000 | 17,352,000 |
| Total capital | 17,688,000 | 17,893,000 | 18,393,000 | 18,448,000 |
| Risk-weighted assets | 98,005,000 | 97,352,000 | 102,219,000 | 104,704,000 |