Call reports 2012
FIRST NATIONAL BANK OF PANA — 2012
What FIRST NATIONAL BANK OF PANA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 136,191,000 | 134,053,000 | 135,457,000 | 137,428,000 |
| Total loans | 90,559,000 | 90,984,000 | 90,833,000 | 93,330,000 |
| Allowance for loan losses | 915,000 | 1,027,000 | 979,000 | 1,032,000 |
| Securities available for sale | 14,157,000 | 12,986,000 | 13,867,000 | 14,550,000 |
| Securities held to maturity | 9,089,000 | 9,358,000 | 9,277,000 | 8,554,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,898,000 | 116,294,000 | 117,424,000 | 119,213,000 |
| Interest-bearing deposits | 102,060,000 | 100,022,000 | 100,847,000 | 99,623,000 |
| Noninterest-bearing deposits | 16,838,000 | 16,272,000 | 16,577,000 | 19,590,000 |
| Equity capital | 15,749,000 | 16,044,000 | 16,465,000 | 16,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,404,000 | 2,941,000 | 4,352,000 | 5,757,000 |
| Interest expense | 283,000 | 558,000 | 827,000 | 1,085,000 |
| Net interest income | 1,121,000 | 2,383,000 | 3,525,000 | 4,672,000 |
| Noninterest income | 231,000 | 472,000 | 775,000 | 1,061,000 |
| Noninterest expense | 781,000 | 1,578,000 | 2,405,000 | 3,467,000 |
| Provision for loan losses | 125,000 | 125,000 | 125,000 | 175,000 |
| Pretax income | 446,000 | 1,152,000 | 1,770,000 | 2,091,000 |
| Income tax | 156,000 | 403,000 | 620,000 | 684,000 |
| Net income | 290,000 | 749,000 | 1,150,000 | 1,407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,573,000 | 15,855,000 | 16,256,000 | 16,338,000 |
| Total capital | 16,488,000 | 16,882,000 | 17,235,000 | 17,370,000 |
| Risk-weighted assets | 93,645,000 | 92,271,000 | 94,637,000 | 95,165,000 |