Call reports 2011
FIRST NATIONAL BANK OF PANA — 2011
What FIRST NATIONAL BANK OF PANA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 132,792,000 | 130,671,000 | 128,292,000 | 127,036,000 |
| Total loans | 87,623,000 | 87,741,000 | 89,253,000 | 90,306,000 |
| Allowance for loan losses | 1,074,000 | 1,071,000 | 1,074,000 | 1,054,000 |
| Securities available for sale | 13,876,000 | 16,019,000 | 15,021,000 | 14,253,000 |
| Securities held to maturity | 7,294,000 | 9,059,000 | 9,441,000 | 8,761,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,528,000 | 114,095,000 | 111,451,000 | 109,837,000 |
| Interest-bearing deposits | 100,716,000 | 98,779,000 | 96,500,000 | 93,095,000 |
| Noninterest-bearing deposits | 15,812,000 | 15,317,000 | 14,950,000 | 16,742,000 |
| Equity capital | 14,714,000 | 14,921,000 | 15,330,000 | 15,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,398,000 | 2,815,000 | 4,274,000 | 5,712,000 |
| Interest expense | 338,000 | 661,000 | 969,000 | 1,261,000 |
| Net interest income | 1,060,000 | 2,154,000 | 3,305,000 | 4,451,000 |
| Noninterest income | 260,000 | 522,000 | 792,000 | 1,040,000 |
| Noninterest expense | 877,000 | 1,714,000 | 2,533,000 | 3,461,000 |
| Provision for loan losses | 40,000 | 110,000 | 110,000 | 110,000 |
| Pretax income | 403,000 | 852,000 | 1,454,000 | 1,920,000 |
| Income tax | 141,000 | 298,000 | 509,000 | 608,000 |
| Net income | 262,000 | 554,000 | 945,000 | 1,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,584,000 | 14,700,000 | 15,091,000 | 15,282,000 |
| Total capital | 15,658,000 | 15,771,000 | 16,166,000 | 16,336,000 |
| Risk-weighted assets | 89,502,000 | 89,019,000 | 91,370,000 | 95,067,000 |