Call reports 2010
FIRST NATIONAL BANK OF PANA — 2010
What FIRST NATIONAL BANK OF PANA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 129,715,000 | 127,550,000 | 124,446,000 | 126,242,000 |
| Total loans | 93,467,000 | 92,470,000 | 91,367,000 | 88,073,000 |
| Allowance for loan losses | 836,000 | 926,000 | 1,076,000 | 1,076,000 |
| Securities available for sale | 8,118,000 | 8,142,000 | 9,232,000 | 11,974,000 |
| Securities held to maturity | 6,462,000 | 7,252,000 | 7,805,000 | 8,016,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,259,000 | 109,545,000 | 108,449,000 | 109,978,000 |
| Interest-bearing deposits | 98,243,000 | 95,627,000 | 93,983,000 | 93,938,000 |
| Noninterest-bearing deposits | 14,016,000 | 13,918,000 | 14,465,000 | 16,040,000 |
| Equity capital | 14,039,000 | 14,247,000 | 14,479,000 | 14,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,541,000 | 3,061,000 | 4,584,000 | 6,069,000 |
| Interest expense | 461,000 | 886,000 | 1,285,000 | 1,640,000 |
| Net interest income | 1,080,000 | 2,175,000 | 3,299,000 | 4,429,000 |
| Noninterest income | 258,000 | 510,000 | 760,000 | 1,015,000 |
| Noninterest expense | 838,000 | 1,652,000 | 2,474,000 | 3,498,000 |
| Provision for loan losses | 25,000 | 75,000 | 225,000 | 225,000 |
| Pretax income | 475,000 | 958,000 | 1,360,000 | 1,721,000 |
| Income tax | 166,000 | 335,000 | 476,000 | 517,000 |
| Net income | 309,000 | 623,000 | 884,000 | 1,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,868,000 | 14,005,000 | 14,244,000 | 14,330,000 |
| Total capital | 14,704,000 | 14,931,000 | 15,320,000 | 15,406,000 |
| Risk-weighted assets | 92,758,000 | 90,212,000 | 89,915,000 | 90,229,000 |