Call reports 2009
FIRST NATIONAL BANK OF PANA — 2009
What FIRST NATIONAL BANK OF PANA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 124,273,000 | 126,887,000 | 123,591,000 | 128,906,000 |
| Total loans | 94,789,000 | 95,159,000 | 95,671,000 | 96,424,000 |
| Allowance for loan losses | 871,000 | 875,000 | 798,000 | 805,000 |
| Securities available for sale | 7,237,000 | 6,518,000 | 6,379,000 | 6,247,000 |
| Securities held to maturity | 6,931,000 | 7,159,000 | 7,062,000 | 6,246,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,286,000 | 109,662,000 | 106,188,000 | 111,373,000 |
| Interest-bearing deposits | 94,279,000 | 96,865,000 | 94,769,000 | 95,851,000 |
| Noninterest-bearing deposits | 12,007,000 | 12,797,000 | 11,419,000 | 15,522,000 |
| Equity capital | 13,415,000 | 13,490,000 | 13,867,000 | 13,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,632,000 | 3,251,000 | 4,864,000 | 6,456,000 |
| Interest expense | 521,000 | 1,033,000 | 1,538,000 | 2,032,000 |
| Net interest income | 1,111,000 | 2,218,000 | 3,326,000 | 4,424,000 |
| Noninterest income | 236,000 | 467,000 | 702,000 | 951,000 |
| Noninterest expense | 803,000 | 1,719,000 | 2,519,000 | 3,510,000 |
| Provision for loan losses | 75,000 | 75,000 | 100,000 | 100,000 |
| Pretax income | 469,000 | 891,000 | 1,409,000 | 1,727,000 |
| Income tax | 164,000 | 312,000 | 494,000 | 498,000 |
| Net income | 305,000 | 579,000 | 915,000 | 1,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,243,000 | 13,338,000 | 13,675,000 | 13,807,000 |
| Total capital | 14,114,000 | 14,213,000 | 14,473,000 | 14,612,000 |
| Risk-weighted assets | 94,088,000 | 94,103,000 | 92,593,000 | 94,513,000 |