Call reports 2007
FIRST NATIONAL BANK OF PANA — 2007
What FIRST NATIONAL BANK OF PANA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 112,627,000 | 116,928,000 | 116,859,000 | 115,253,000 |
| Total loans | 83,557,000 | 85,222,000 | 86,820,000 | 87,104,000 |
| Allowance for loan losses | 882,000 | 858,000 | 809,000 | 804,000 |
| Securities available for sale | 6,475,000 | 6,232,000 | 8,290,000 | 8,054,000 |
| Securities held to maturity | 7,409,000 | 7,318,000 | 7,313,000 | 6,607,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,137,000 | 103,052,000 | 102,839,000 | 100,776,000 |
| Interest-bearing deposits | 87,806,000 | 90,917,000 | 90,804,000 | 87,625,000 |
| Noninterest-bearing deposits | 11,331,000 | 12,135,000 | 12,035,000 | 13,151,000 |
| Equity capital | 12,302,000 | 12,416,000 | 12,663,000 | 12,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,716,000 | 3,502,000 | 5,351,000 | 7,202,000 |
| Interest expense | 788,000 | 1,620,000 | 2,476,000 | 3,307,000 |
| Net interest income | 928,000 | 1,882,000 | 2,875,000 | 3,895,000 |
| Noninterest income | 229,000 | 465,000 | 723,000 | 965,000 |
| Noninterest expense | 701,000 | 1,401,000 | 2,131,000 | 3,036,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 456,000 | 946,000 | 1,467,000 | 1,824,000 |
| Income tax | 141,000 | 313,000 | 495,000 | 530,000 |
| Net income | 315,000 | 633,000 | 972,000 | 1,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,325,000 | 12,444,000 | 12,699,000 | 12,831,000 |
| Total capital | 13,207,000 | 13,302,000 | 13,508,000 | 13,635,000 |
| Risk-weighted assets | 81,169,000 | 83,133,000 | 84,351,000 | 85,849,000 |