Call reports 2006
FIRST NATIONAL BANK OF PANA — 2006
What FIRST NATIONAL BANK OF PANA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 105,851,000 | 106,146,000 | 106,353,000 | 110,467,000 |
| Total loans | 75,476,000 | 78,544,000 | 78,044,000 | 79,074,000 |
| Allowance for loan losses | 949,000 | 945,000 | 896,000 | 908,000 |
| Securities available for sale | 6,786,000 | 6,409,000 | 6,918,000 | 6,681,000 |
| Securities held to maturity | 7,210,000 | 7,383,000 | 7,755,000 | 7,415,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,110,000 | 93,230,000 | 93,145,000 | 97,156,000 |
| Interest-bearing deposits | 82,846,000 | 83,269,000 | 83,294,000 | 85,866,000 |
| Noninterest-bearing deposits | 10,264,000 | 9,961,000 | 9,851,000 | 11,289,000 |
| Equity capital | 11,848,000 | 11,879,000 | 12,272,000 | 12,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,637,000 | 3,249,000 | 4,902,000 | 6,580,000 |
| Interest expense | 626,000 | 1,319,000 | 2,024,000 | 2,800,000 |
| Net interest income | 1,011,000 | 1,930,000 | 2,878,000 | 3,780,000 |
| Noninterest income | 248,000 | 464,000 | 703,000 | 946,000 |
| Noninterest expense | 650,000 | 1,435,000 | 2,116,000 | 2,988,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 609,000 | 959,000 | 1,465,000 | 1,738,000 |
| Income tax | 189,000 | 297,000 | 454,000 | 420,000 |
| Net income | 420,000 | 662,000 | 1,011,000 | 1,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,917,000 | 11,964,000 | 12,314,000 | 12,425,000 |
| Total capital | 12,854,000 | 12,902,000 | 13,210,000 | 13,333,000 |
| Risk-weighted assets | 74,173,000 | 75,456,000 | 75,230,000 | 78,121,000 |