Call reports 2002
FIRST NATIONAL BANK OF PANA — 2002
What FIRST NATIONAL BANK OF PANA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 87,071,000 | 88,086,000 | 92,016,000 | 92,149,000 |
| Total loans | 52,664,000 | 55,185,000 | 56,858,000 | 56,981,000 |
| Allowance for loan losses | 615,000 | 643,000 | 668,000 | 661,000 |
| Securities available for sale | 18,009,000 | 16,521,000 | 14,168,000 | 14,506,000 |
| Securities held to maturity | 7,215,000 | 7,143,000 | 7,525,000 | 7,162,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,187,000 | 71,903,000 | 76,004,000 | 75,858,000 |
| Interest-bearing deposits | 63,839,000 | 64,331,000 | 68,261,000 | 66,178,000 |
| Noninterest-bearing deposits | 7,348,000 | 7,572,000 | 7,743,000 | 9,680,000 |
| Equity capital | 9,716,000 | 9,850,000 | 10,085,000 | 10,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,305,000 | 2,617,000 | 3,924,000 | 5,215,000 |
| Interest expense | 571,000 | 1,121,000 | 1,664,000 | 2,165,000 |
| Net interest income | 734,000 | 1,496,000 | 2,260,000 | 3,050,000 |
| Noninterest income | 125,000 | 249,000 | 378,000 | 501,000 |
| Noninterest expense | 501,000 | 1,092,000 | 1,631,000 | 2,275,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 378,000 | 651,000 | 982,000 | 1,229,000 |
| Income tax | 117,000 | 202,000 | 304,000 | 323,000 |
| Net income | 261,000 | 449,000 | 678,000 | 906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,660,000 | 9,695,000 | 9,925,000 | 9,998,000 |
| Total capital | 10,275,000 | 10,339,000 | 10,593,000 | 10,669,000 |
| Risk-weighted assets | 50,579,000 | 52,103,000 | 54,308,000 | 54,159,000 |