Call reports 2001
FIRST NATIONAL BANK OF PANA — 2001
What FIRST NATIONAL BANK OF PANA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 86,350,000 | 84,223,000 | 84,869,000 | 86,497,000 |
| Total loans | 50,103,000 | 53,046,000 | 53,529,000 | 53,409,000 |
| Allowance for loan losses | 619,000 | 642,000 | 603,000 | 603,000 |
| Securities available for sale | 19,862,000 | 16,408,000 | 17,134,000 | 18,025,000 |
| Securities held to maturity | 6,815,000 | 6,746,000 | 7,471,000 | 7,222,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,621,000 | 68,266,000 | 68,892,000 | 70,387,000 |
| Interest-bearing deposits | 63,972,000 | 61,484,000 | 62,270,000 | 62,521,000 |
| Noninterest-bearing deposits | 6,649,000 | 6,782,000 | 6,622,000 | 7,866,000 |
| Equity capital | 9,200,000 | 9,263,000 | 9,443,000 | 9,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,503,000 | 2,971,000 | 4,420,000 | 5,846,000 |
| Interest expense | 859,000 | 1,672,000 | 2,425,000 | 3,068,000 |
| Net interest income | 644,000 | 1,299,000 | 1,995,000 | 2,778,000 |
| Noninterest income | 112,000 | 218,000 | 326,000 | 438,000 |
| Noninterest expense | 444,000 | 896,000 | 1,417,000 | 1,970,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 289,000 | 576,000 | 836,000 | 1,156,000 |
| Income tax | 90,000 | 179,000 | 259,000 | 293,000 |
| Net income | 199,000 | 397,000 | 577,000 | 863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,043,000 | 9,088,000 | 9,268,000 | 9,399,000 |
| Total capital | 9,662,000 | 9,730,000 | 9,871,000 | 10,002,000 |
| Risk-weighted assets | 48,963,000 | 50,975,000 | 51,594,000 | 51,564,000 |