Call reports 2025
SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON — 2025
What SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 87,658,000 | 86,644,000 | 95,449,000 | 87,422,000 |
| Total loans | 44,577,000 | 43,643,000 | 43,439,000 | 43,319,000 |
| Allowance for loan losses | 506,000 | 519,000 | 554,000 | 531,000 |
| Securities available for sale | 24,037,000 | 23,823,000 | 23,736,000 | 23,689,000 |
| Securities held to maturity | 406,000 | 405,000 | 404,000 | 403,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,835,000 | 75,997,000 | 84,930,000 | 76,668,000 |
| Interest-bearing deposits | 68,284,000 | 66,749,000 | 65,686,000 | 69,037,000 |
| Noninterest-bearing deposits | 8,551,000 | 9,248,000 | 19,244,000 | 7,631,000 |
| Equity capital | 10,621,000 | 10,369,000 | 10,256,000 | 10,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,073,000 | 2,162,000 | 3,261,000 | 4,379,000 |
| Interest expense | 359,000 | 725,000 | 1,072,000 | 1,447,000 |
| Net interest income | 714,000 | 1,437,000 | 2,189,000 | 2,932,000 |
| Noninterest income | 35,000 | 81,000 | 118,000 | 232,000 |
| Noninterest expense | 923,000 | 1,859,000 | 3,144,000 | 3,911,000 |
| Provision for loan losses | 90,000 | 235,000 | 258,000 | 275,000 |
| Pretax income | -264,000 | -576,000 | -1,095,000 | -1,022,000 |
| Income tax | 10,000 | 19,000 | 28,000 | 28,000 |
| Net income | -274,000 | -595,000 | -1,123,000 | -1,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,187,000 | 10,901,000 | 10,407,000 | 10,515,000 |
| Total capital | 11,693,000 | 11,420,000 | 10,961,000 | 11,046,000 |
| Risk-weighted assets | 51,120,000 | 48,921,000 | 53,293,000 | 52,987,000 |