Call reports 2024
SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON — 2024
What SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 88,694,000 | 91,386,000 | 91,659,000 | 88,439,000 |
| Total loans | 39,907,000 | 43,390,000 | 45,119,000 | 42,873,000 |
| Allowance for loan losses | 233,000 | 269,000 | 302,000 | 413,000 |
| Securities available for sale | 29,352,000 | 26,399,000 | 27,005,000 | 23,768,000 |
| Securities held to maturity | 410,000 | 409,000 | 408,000 | 407,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,550,000 | 74,685,000 | 74,129,000 | 77,718,000 |
| Interest-bearing deposits | 62,857,000 | 65,625,000 | 66,099,000 | 69,300,000 |
| Noninterest-bearing deposits | 8,693,000 | 9,060,000 | 8,030,000 | 8,418,000 |
| Equity capital | 16,526,000 | 16,281,000 | 17,058,000 | 10,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,010,000 | 2,054,000 | 3,133,000 | 4,242,000 |
| Interest expense | 235,000 | 511,000 | 851,000 | 1,216,000 |
| Net interest income | 775,000 | 1,543,000 | 2,282,000 | 3,026,000 |
| Noninterest income | 38,000 | 82,000 | 124,000 | 168,000 |
| Noninterest expense | 1,769,000 | 2,732,000 | 3,583,000 | 10,104,000 |
| Provision for loan losses | 40,000 | 73,000 | 99,000 | 219,000 |
| Pretax income | -996,000 | -1,180,000 | -1,276,000 | -7,129,000 |
| Income tax | 9,000 | 19,000 | 28,000 | 26,000 |
| Net income | -1,005,000 | -1,199,000 | -1,304,000 | -7,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,836,000 | 11,678,000 | 11,609,000 | 11,424,000 |
| Total capital | 12,069,000 | 11,947,000 | 11,911,000 | 11,836,000 |
| Risk-weighted assets | 51,882,000 | 52,740,000 | 53,276,000 | 51,522,000 |