Call reports 2023
SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON — 2023
What SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 88,877,000 | 90,458,000 | 87,513,000 | 89,696,000 |
| Total loans | 30,858,000 | 31,590,000 | 32,161,000 | 36,230,000 |
| Allowance for loan losses | 97,000 | 120,000 | 152,000 | 191,000 |
| Securities available for sale | 33,903,000 | 33,182,000 | 28,933,000 | 29,909,000 |
| Securities held to maturity | 414,000 | 413,000 | 412,000 | 411,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,767,000 | 71,544,000 | 69,682,000 | 71,076,000 |
| Interest-bearing deposits | 63,079,000 | 62,626,000 | 61,855,000 | 63,126,000 |
| Noninterest-bearing deposits | 8,688,000 | 8,918,000 | 7,827,000 | 7,950,000 |
| Equity capital | 16,400,000 | 18,226,000 | 17,107,000 | 17,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 973,000 | 1,948,000 | 3,099,000 | 4,095,000 |
| Interest expense | 98,000 | 244,000 | 423,000 | 634,000 |
| Net interest income | 875,000 | 1,704,000 | 2,676,000 | 3,461,000 |
| Noninterest income | 35,000 | 71,000 | 113,000 | 148,000 |
| Noninterest expense | 1,035,000 | 2,180,000 | 3,333,000 | 4,615,000 |
| Provision for loan losses | 7,000 | 13,000 | 39,000 | 72,000 |
| Pretax income | -132,000 | -418,000 | -583,000 | -1,078,000 |
| Income tax | 10,000 | 8,000 | 16,000 | 26,000 |
| Net income | -142,000 | -426,000 | -599,000 | -1,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,442,000 | 13,414,000 | 13,276,000 | 12,806,000 |
| Total capital | 11,539,000 | 13,534,000 | 13,428,000 | 12,997,000 |
| Risk-weighted assets | 47,767,000 | 46,012,000 | 46,592,000 | 49,277,000 |