Call reports 2022
SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON — 2022
What SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 89,803,000 | 99,706,000 | 94,824,000 | 92,050,000 |
| Total loans | 29,643,000 | 26,406,000 | 25,361,000 | 28,642,000 |
| Allowance for loan losses | 372,000 | 3,000 | 10,000 | 79,000 |
| Securities available for sale | 50,578,000 | 46,211,000 | 39,053,000 | 33,735,000 |
| Securities held to maturity | 416,000 | 418,000 | 417,000 | 416,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,098,000 | 81,480,000 | 77,755,000 | 75,594,000 |
| Interest-bearing deposits | 72,616,000 | 73,335,000 | 69,866,000 | 66,999,000 |
| Noninterest-bearing deposits | 8,482,000 | 8,145,000 | 7,889,000 | 8,595,000 |
| Equity capital | 7,083,000 | 17,950,000 | 16,730,000 | 16,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 624,000 | 246,000 | 1,103,000 | 2,059,000 |
| Interest expense | 61,000 | 18,000 | 68,000 | 130,000 |
| Net interest income | 563,000 | 228,000 | 1,035,000 | 1,929,000 |
| Noninterest income | 34,000 | 12,000 | 52,000 | 86,000 |
| Noninterest expense | 623,000 | 336,000 | 1,167,000 | 2,126,000 |
| Provision for loan losses | 8,000 | 3,000 | 10,000 | 69,000 |
| Pretax income | -34,000 | -99,000 | -90,000 | -180,000 |
| Income tax | -2,000 | -15,000 | -14,000 | 23,000 |
| Net income | -32,000 | -84,000 | -76,000 | -203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,941,000 | 11,891,000 | 11,952,000 | 11,278,000 |
| Total capital | 10,313,000 | 11,894,000 | 11,962,000 | 11,357,000 |
| Risk-weighted assets | 45,880,000 | 45,922,000 | 46,588,000 | 46,037,000 |