Call reports 2021
SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON — 2021
What SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 99,290,000 | 95,471,000 | 93,926,000 | 94,706,000 |
| Total loans | 40,944,000 | 39,480,000 | 36,351,000 | 31,997,000 |
| Allowance for loan losses | 410,000 | 406,000 | 388,000 | 363,000 |
| Securities available for sale | 48,939,000 | 47,997,000 | 49,423,000 | 53,412,000 |
| Securities held to maturity | 420,000 | 419,000 | 418,000 | 417,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,174,000 | 83,507,000 | 82,611,000 | 83,980,000 |
| Interest-bearing deposits | 75,653,000 | 74,141,000 | 74,243,000 | 74,730,000 |
| Noninterest-bearing deposits | 11,521,000 | 9,366,000 | 8,368,000 | 9,250,000 |
| Equity capital | 9,758,000 | 9,696,000 | 9,222,000 | 8,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 676,000 | 1,299,000 | 1,955,000 | 2,586,000 |
| Interest expense | 106,000 | 203,000 | 290,000 | 368,000 |
| Net interest income | 570,000 | 1,096,000 | 1,665,000 | 2,218,000 |
| Noninterest income | 32,000 | 68,000 | 106,000 | 147,000 |
| Noninterest expense | 941,000 | 1,912,000 | 2,903,000 | 3,561,000 |
| Provision for loan losses | 57,000 | 66,000 | 75,000 | 146,000 |
| Pretax income | -396,000 | -814,000 | -1,207,000 | -1,342,000 |
| Income tax | -10,000 | -14,000 | -23,000 | -37,000 |
| Net income | -386,000 | -800,000 | -1,184,000 | -1,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,883,000 | 10,479,000 | 10,109,000 | 9,962,000 |
| Total capital | 11,293,000 | 10,885,000 | 10,497,000 | 10,325,000 |
| Risk-weighted assets | 43,751,000 | 45,233,000 | 43,544,000 | 48,459,000 |