Call reports 2020
SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON — 2020
What SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 88,900,000 | 98,850,000 | 97,024,000 | 97,884,000 |
| Total loans | 39,208,000 | 42,665,000 | 42,014,000 | 39,667,000 |
| Allowance for loan losses | 440,000 | 450,000 | 459,000 | 401,000 |
| Securities available for sale | 41,018,000 | 48,631,000 | 47,440,000 | 50,027,000 |
| Securities held to maturity | 423,000 | 423,000 | 422,000 | 421,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,822,000 | 78,944,000 | 77,420,000 | 79,447,000 |
| Interest-bearing deposits | 70,301,000 | 71,231,000 | 69,890,000 | 72,325,000 |
| Noninterest-bearing deposits | 4,521,000 | 7,713,000 | 7,530,000 | 7,122,000 |
| Equity capital | 11,357,000 | 11,328,000 | 11,211,000 | 10,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 683,000 | 1,323,000 | 1,931,000 | 2,584,000 |
| Interest expense | 207,000 | 401,000 | 568,000 | 691,000 |
| Net interest income | 476,000 | 922,000 | 1,363,000 | 1,893,000 |
| Noninterest income | 39,000 | 71,000 | 106,000 | 141,000 |
| Noninterest expense | 591,000 | 1,186,000 | 1,750,000 | 2,364,000 |
| Provision for loan losses | 11,000 | 21,000 | 31,000 | 122,000 |
| Pretax income | -87,000 | -214,000 | -312,000 | -327,000 |
| Income tax | -19,000 | -47,000 | -71,000 | -75,000 |
| Net income | -68,000 | -167,000 | -241,000 | -252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,494,000 | 11,404,000 | 11,339,000 | 11,335,000 |
| Total capital | 11,934,000 | 11,854,000 | 11,798,000 | 11,736,000 |
| Risk-weighted assets | 44,013,000 | 42,809,000 | 41,265,000 | 42,510,000 |