Call reports 2019
SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON — 2019
What SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 83,809,000 | 85,030,000 | 87,938,000 | 87,641,000 |
| Total loans | 42,430,000 | 43,386,000 | 42,372,000 | 41,391,000 |
| Allowance for loan losses | 408,000 | 434,000 | 434,000 | 429,000 |
| Securities available for sale | 33,811,000 | 34,582,000 | 38,357,000 | 37,979,000 |
| Securities held to maturity | 627,000 | 626,000 | 625,000 | 424,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,394,000 | 70,151,000 | 74,163,000 | 74,075,000 |
| Interest-bearing deposits | 63,872,000 | 64,974,000 | 67,109,000 | 68,364,000 |
| Noninterest-bearing deposits | 5,522,000 | 5,177,000 | 7,054,000 | 5,711,000 |
| Equity capital | 10,451,000 | 10,647,000 | 10,699,000 | 10,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 655,000 | 1,314,000 | 2,004,000 | 2,669,000 |
| Interest expense | 117,000 | 262,000 | 447,000 | 647,000 |
| Net interest income | 538,000 | 1,052,000 | 1,557,000 | 2,022,000 |
| Noninterest income | 44,000 | 99,000 | 140,000 | 178,000 |
| Noninterest expense | 649,000 | 1,324,000 | 1,955,000 | 2,577,000 |
| Provision for loan losses | 0 | 26,000 | 26,000 | 94,000 |
| Pretax income | -67,000 | -199,000 | -284,000 | -471,000 |
| Income tax | -16,000 | -42,000 | -68,000 | -113,000 |
| Net income | -51,000 | -157,000 | -216,000 | -358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,923,000 | 11,830,000 | 11,782,000 | 11,549,000 |
| Total capital | 12,331,000 | 12,264,000 | 12,216,000 | 11,978,000 |
| Risk-weighted assets | 45,363,000 | 45,531,000 | 45,886,000 | 44,782,000 |