Call reports 2018
SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON — 2018
What SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 84,406,000 | 81,373,000 | 82,458,000 | 80,029,000 |
| Total loans | 46,690,000 | 45,112,000 | 43,361,000 | 43,510,000 |
| Allowance for loan losses | 507,000 | 507,000 | 507,000 | 408,000 |
| Securities available for sale | 30,208,000 | 28,598,000 | 32,270,000 | 29,426,000 |
| Securities held to maturity | 655,000 | 631,000 | 630,000 | 629,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,000,000 | 68,527,000 | 66,615,000 | 64,726,000 |
| Interest-bearing deposits | 68,048,000 | 62,240,000 | 61,098,000 | 59,367,000 |
| Noninterest-bearing deposits | 4,952,000 | 6,287,000 | 5,517,000 | 5,359,000 |
| Equity capital | 10,382,000 | 10,331,000 | 10,171,000 | 10,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 689,000 | 1,345,000 | 1,999,000 | 2,661,000 |
| Interest expense | 69,000 | 141,000 | 219,000 | 321,000 |
| Net interest income | 620,000 | 1,204,000 | 1,780,000 | 2,340,000 |
| Noninterest income | 42,000 | 86,000 | 131,000 | 175,000 |
| Noninterest expense | 622,000 | 1,230,000 | 1,858,000 | 2,467,000 |
| Provision for loan losses | 0 | 0 | 0 | 4,000 |
| Pretax income | 40,000 | 60,000 | 53,000 | 44,000 |
| Income tax | 9,000 | 13,000 | 11,000 | 9,000 |
| Net income | 31,000 | 47,000 | 42,000 | 35,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,860,000 | 11,899,000 | 11,907,000 | 11,912,000 |
| Total capital | 12,367,000 | 12,406,000 | 12,414,000 | 12,320,000 |
| Risk-weighted assets | 46,999,000 | 45,950,000 | 45,234,000 | 46,323,000 |