Call reports 2017
SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON — 2017
What SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 89,594,000 | 88,080,000 | 86,616,000 | 85,511,000 |
| Total loans | 49,105,000 | 47,597,000 | 50,456,000 | 49,305,000 |
| Allowance for loan losses | 470,000 | 472,000 | 483,000 | 507,000 |
| Securities available for sale | 31,630,000 | 32,079,000 | 28,668,000 | 29,176,000 |
| Securities held to maturity | 1,893,000 | 660,000 | 658,000 | 657,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,824,000 | 73,883,000 | 74,372,000 | 73,779,000 |
| Interest-bearing deposits | 68,995,000 | 68,554,000 | 68,638,000 | 67,741,000 |
| Noninterest-bearing deposits | 4,829,000 | 5,329,000 | 5,734,000 | 6,038,000 |
| Equity capital | 10,800,000 | 10,957,000 | 11,030,000 | 10,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 688,000 | 1,354,000 | 2,038,000 | 2,767,000 |
| Interest expense | 66,000 | 131,000 | 197,000 | 262,000 |
| Net interest income | 622,000 | 1,223,000 | 1,841,000 | 2,505,000 |
| Noninterest income | 69,000 | 146,000 | 187,000 | 235,000 |
| Noninterest expense | 682,000 | 1,359,000 | 2,008,000 | 2,667,000 |
| Provision for loan losses | 3,000 | 6,000 | 16,000 | 40,000 |
| Pretax income | 6,000 | 38,000 | 38,000 | 67,000 |
| Income tax | -1,000 | 6,000 | 3,000 | 406,000 |
| Net income | 7,000 | 32,000 | 35,000 | -339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,624,000 | 11,772,000 | 11,720,000 | 11,738,000 |
| Total capital | 12,094,000 | 12,244,000 | 12,203,000 | 12,245,000 |
| Risk-weighted assets | 46,787,000 | 48,068,000 | 49,731,000 | 47,173,000 |