Call reports 2016
SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON — 2016
What SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 95,379,000 | 98,077,000 | 91,749,000 | 90,624,000 |
| Total loans | 47,214,000 | 50,444,000 | 48,477,000 | 48,501,000 |
| Allowance for loan losses | 463,000 | 463,000 | 467,000 | 467,000 |
| Securities available for sale | 28,598,000 | 34,566,000 | 29,900,000 | 29,331,000 |
| Securities held to maturity | 4,445,000 | 4,377,000 | 4,294,000 | 3,955,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,634,000 | 79,913,000 | 75,599,000 | 75,371,000 |
| Interest-bearing deposits | 74,461,000 | 73,923,000 | 70,789,000 | 70,045,000 |
| Noninterest-bearing deposits | 5,173,000 | 5,990,000 | 4,810,000 | 5,326,000 |
| Equity capital | 11,346,000 | 11,492,000 | 11,490,000 | 10,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 663,000 | 1,411,000 | 2,127,000 | 2,835,000 |
| Interest expense | 94,000 | 188,000 | 276,000 | 350,000 |
| Net interest income | 569,000 | 1,223,000 | 1,851,000 | 2,485,000 |
| Noninterest income | 42,000 | 86,000 | 172,000 | 212,000 |
| Noninterest expense | 677,000 | 1,412,000 | 2,137,000 | 2,874,000 |
| Provision for loan losses | 0 | 0 | 4,000 | 4,000 |
| Pretax income | 23,000 | 7,000 | 8,000 | -55,000 |
| Income tax | 2,000 | -7,000 | -12,000 | 74,000 |
| Net income | 21,000 | 14,000 | 20,000 | -129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,674,000 | 11,680,000 | 11,698,000 | 11,679,000 |
| Total capital | 12,137,000 | 12,143,000 | 12,165,000 | 12,146,000 |
| Risk-weighted assets | 45,646,000 | 47,630,000 | 46,646,000 | 45,205,000 |