Call reports 2015
SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON — 2015
What SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 92,936,000 | 92,190,000 | 91,273,000 | 91,784,000 |
| Total loans | 48,663,000 | 48,186,000 | 47,647,000 | 47,555,000 |
| Allowance for loan losses | 433,000 | 433,000 | 455,000 | 463,000 |
| Securities available for sale | 26,734,000 | 25,517,000 | 30,842,000 | 30,750,000 |
| Securities held to maturity | 6,059,000 | 5,954,000 | 4,805,000 | 4,736,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,184,000 | 79,586,000 | 78,570,000 | 79,301,000 |
| Interest-bearing deposits | 74,588,000 | 74,942,000 | 74,127,000 | 74,493,000 |
| Noninterest-bearing deposits | 5,596,000 | 4,644,000 | 4,443,000 | 4,808,000 |
| Equity capital | 11,544,000 | 11,421,000 | 11,532,000 | 11,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 682,000 | 1,345,000 | 2,009,000 | 2,678,000 |
| Interest expense | 92,000 | 184,000 | 276,000 | 367,000 |
| Net interest income | 590,000 | 1,161,000 | 1,733,000 | 2,311,000 |
| Noninterest income | 45,000 | 88,000 | 132,000 | 189,000 |
| Noninterest expense | 664,000 | 1,349,000 | 2,052,000 | 2,749,000 |
| Provision for loan losses | 37,000 | 37,000 | 59,000 | 67,000 |
| Pretax income | 33,000 | -38,000 | -125,000 | -195,000 |
| Income tax | 6,000 | -21,000 | -71,000 | -104,000 |
| Net income | 27,000 | -17,000 | -54,000 | -91,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,323,000 | 12,285,000 | 11,764,000 | 11,738,000 |
| Total capital | 12,756,000 | 12,718,000 | 12,219,000 | 12,201,000 |
| Risk-weighted assets | 42,094,000 | 38,096,000 | 41,572,000 | 40,124,000 |