Call reports 2014
SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON — 2014
What SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 89,319,000 | 96,247,000 | 95,091,000 | 93,811,000 |
| Total loans | 40,671,000 | 40,769,000 | 40,118,000 | 43,616,000 |
| Allowance for loan losses | 350,000 | 350,000 | 350,000 | 396,000 |
| Securities available for sale | 35,466,000 | 34,781,000 | 35,294,000 | 34,512,000 |
| Securities held to maturity | 6,295,000 | 6,159,000 | 5,704,000 | 6,154,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,359,000 | 82,027,000 | 82,184,000 | 80,432,000 |
| Interest-bearing deposits | 71,601,000 | 76,920,000 | 76,144,000 | 74,819,000 |
| Noninterest-bearing deposits | 4,758,000 | 5,107,000 | 6,040,000 | 5,613,000 |
| Equity capital | 11,366,000 | 11,591,000 | 11,379,000 | 11,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 688,000 | 1,354,000 | 2,011,000 | 2,705,000 |
| Interest expense | 111,000 | 212,000 | 316,000 | 414,000 |
| Net interest income | 577,000 | 1,142,000 | 1,695,000 | 2,291,000 |
| Noninterest income | 35,000 | 75,000 | 124,000 | 172,000 |
| Noninterest expense | 674,000 | 1,438,000 | 2,132,000 | 2,811,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 56,000 |
| Pretax income | -54,000 | -213,000 | -305,000 | -386,000 |
| Income tax | -32,000 | -109,000 | -140,000 | -179,000 |
| Net income | -22,000 | -104,000 | -165,000 | -207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,461,000 | 12,383,000 | 12,115,000 | 12,084,000 |
| Total capital | 12,811,000 | 12,733,000 | 12,465,000 | 12,480,000 |
| Risk-weighted assets | 35,010,000 | 35,343,000 | 36,625,000 | 39,626,000 |