Call reports 2013
SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON — 2013
What SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 90,857,000 | 100,693,000 | 91,635,000 | 91,559,000 |
| Total loans | 41,751,000 | 39,819,000 | 40,939,000 | 40,380,000 |
| Allowance for loan losses | 316,000 | 325,000 | 325,000 | 340,000 |
| Securities available for sale | 30,758,000 | 37,873,000 | 36,555,000 | 38,240,000 |
| Securities held to maturity | 9,649,000 | 7,457,000 | 5,927,000 | 4,667,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,259,000 | 93,344,000 | 78,769,000 | 78,508,000 |
| Interest-bearing deposits | 79,688,000 | 79,130,000 | 74,822,000 | 74,449,000 |
| Noninterest-bearing deposits | 3,571,000 | 14,214,000 | 3,947,000 | 4,059,000 |
| Equity capital | 6,081,000 | 5,910,000 | 11,409,000 | 11,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 684,000 | 1,334,000 | 2,012,000 | 2,694,000 |
| Interest expense | 152,000 | 297,000 | 441,000 | 582,000 |
| Net interest income | 532,000 | 1,037,000 | 1,571,000 | 2,112,000 |
| Noninterest income | 37,000 | 82,000 | 123,000 | 159,000 |
| Noninterest expense | 599,000 | 1,176,000 | 1,851,000 | 2,570,000 |
| Provision for loan losses | 0 | 9,000 | 9,000 | 24,000 |
| Pretax income | -25,000 | 27,000 | -45,000 | -159,000 |
| Income tax | 3,000 | -5,000 | -42,000 | -94,000 |
| Net income | -28,000 | 32,000 | -3,000 | -65,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,678,000 | 6,738,000 | 12,526,000 | 12,225,000 |
| Total capital | 6,994,000 | 7,063,000 | 12,851,000 | 12,565,000 |
| Risk-weighted assets | 33,422,000 | 35,671,000 | 34,457,000 | 34,743,000 |