Call reports 2012
SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON — 2012
What SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 91,032,000 | 89,818,000 | 92,776,000 | 95,006,000 |
| Total loans | 39,034,000 | 39,080,000 | 37,770,000 | 40,219,000 |
| Allowance for loan losses | 314,000 | 314,000 | 314,000 | 314,000 |
| Securities available for sale | 18,447,000 | 27,748,000 | 33,012,000 | 33,217,000 |
| Securities held to maturity | 13,748,000 | 13,075,000 | 10,713,000 | 10,181,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,014,000 | 81,964,000 | 85,035,000 | 87,138,000 |
| Interest-bearing deposits | 79,271,000 | 78,273,000 | 80,694,000 | 82,964,000 |
| Noninterest-bearing deposits | 3,743,000 | 3,691,000 | 4,341,000 | 4,174,000 |
| Equity capital | 6,381,000 | 6,481,000 | 6,521,000 | 6,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 718,000 | 1,435,000 | 2,112,000 | 2,782,000 |
| Interest expense | 164,000 | 340,000 | 514,000 | 679,000 |
| Net interest income | 554,000 | 1,095,000 | 1,598,000 | 2,103,000 |
| Noninterest income | 49,000 | 131,000 | 174,000 | 205,000 |
| Noninterest expense | 647,000 | 1,256,000 | 1,855,000 | 2,463,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -41,000 | -27,000 | -34,000 | -107,000 |
| Income tax | 5,000 | 0 | 4,000 | 189,000 |
| Net income | -46,000 | -27,000 | -38,000 | -296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,700,000 | 6,718,000 | 6,707,000 | 6,627,000 |
| Total capital | 7,014,000 | 7,032,000 | 7,021,000 | 6,941,000 |
| Risk-weighted assets | 31,004,000 | 31,306,000 | 35,978,000 | 33,790,000 |