Call reports 2001
IOWA STATE BANK — 2001
What IOWA STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 102,384,000 | 100,910,000 | 105,452,000 |
| Total loans | 73,435,000 | 73,921,000 | 71,927,000 |
| Allowance for loan losses | 1,281,000 | 1,345,000 | 1,360,000 |
| Securities available for sale | 4,351,000 | 5,915,000 | 11,238,000 |
| Securities held to maturity | 15,179,000 | 12,884,000 | 12,946,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 88,097,000 | 84,879,000 | 85,966,000 |
| Interest-bearing deposits | 80,420,000 | 77,075,000 | 78,201,000 |
| Noninterest-bearing deposits | 7,677,000 | 7,804,000 | 7,765,000 |
| Equity capital | 9,454,000 | 9,419,000 | 9,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 1,974,000 | 3,869,000 | 5,723,000 |
| Interest expense | 1,135,000 | 2,133,000 | 3,069,000 |
| Net interest income | 839,000 | 1,736,000 | 2,654,000 |
| Noninterest income | 120,000 | 245,000 | 401,000 |
| Noninterest expense | 606,000 | 1,193,000 | 1,807,000 |
| Provision for loan losses | 60,000 | 120,000 | 135,000 |
| Pretax income | 309,000 | 703,000 | 1,158,000 |
| Income tax | 92,000 | 227,000 | 361,000 |
| Net income | 217,000 | 476,000 | 797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 9,406,000 | 9,381,000 | 9,708,000 |
| Total capital | 10,411,000 | 10,408,000 | 10,725,000 |
| Risk-weighted assets | 80,139,000 | 81,862,000 | 81,001,000 |