Call report 2025Q4
EXCHANGE BANK — 2025Q4
The 22 measures EXCHANGE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 424,869,000 | USD | evidence → |
| Total loans | 270,769,000 | USD | evidence → |
| Allowance for loan losses | 4,444,000 | USD | evidence → |
| Securities available for sale | 869,000 | USD | evidence → |
| Securities held to maturity | 132,003,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 344,544,000 | USD | evidence → |
| Interest-bearing deposits | 253,900,000 | USD | evidence → |
| Noninterest-bearing deposits | 90,644,000 | USD | evidence → |
| Equity capital | 46,419,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,129,000 | USD | evidence → |
| Interest expense | 5,661,000 | USD | evidence → |
| Net interest income | 16,468,000 | USD | evidence → |
| Noninterest income | 2,002,000 | USD | evidence → |
| Noninterest expense | 11,245,000 | USD | evidence → |
| Provision for loan losses | 888,000 | USD | evidence → |
| Pretax income | 6,301,000 | USD | evidence → |
| Income tax | 1,288,000 | USD | evidence → |
| Net income | 5,013,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 52,498,000 | USD | evidence → |
Machine access — free, no API key
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