Call report 2015Q4
EXCHANGE BANK — 2015Q4
The 22 measures EXCHANGE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 228,425,000 | USD | evidence → |
| Total loans | 123,163,000 | USD | evidence → |
| Allowance for loan losses | 2,671,000 | USD | evidence → |
| Securities available for sale | 80,885,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 198,818,000 | USD | evidence → |
| Interest-bearing deposits | 188,981,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,837,000 | USD | evidence → |
| Equity capital | 28,927,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,365,000 | USD | evidence → |
| Interest expense | 970,000 | USD | evidence → |
| Net interest income | 8,395,000 | USD | evidence → |
| Noninterest income | 1,632,000 | USD | evidence → |
| Noninterest expense | 6,755,000 | USD | evidence → |
| Provision for loan losses | -716,000 | USD | evidence → |
| Pretax income | 4,113,000 | USD | evidence → |
| Income tax | 1,230,000 | USD | evidence → |
| Net income | 2,883,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,053,000 | USD | evidence → |
| Total capital | 29,849,000 | USD | evidence → |
| Risk-weighted assets | 142,823,000 | USD | evidence → |