Call report 2003Q4
EXCHANGE BANK — 2003Q4
The 22 measures EXCHANGE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 157,058,000 | USD | evidence → |
| Total loans | 103,080,000 | USD | evidence → |
| Allowance for loan losses | 1,254,000 | USD | evidence → |
| Securities available for sale | 34,295,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 128,654,000 | USD | evidence → |
| Interest-bearing deposits | 109,400,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,254,000 | USD | evidence → |
| Equity capital | 16,950,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,773,000 | USD | evidence → |
| Interest expense | 2,616,000 | USD | evidence → |
| Net interest income | 5,157,000 | USD | evidence → |
| Noninterest income | 2,255,000 | USD | evidence → |
| Noninterest expense | 5,107,000 | USD | evidence → |
| Provision for loan losses | 162,000 | USD | evidence → |
| Pretax income | 2,143,000 | USD | evidence → |
| Income tax | 609,000 | USD | evidence → |
| Net income | 1,534,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,763,000 | USD | evidence → |
| Total capital | 18,017,000 | USD | evidence → |
| Risk-weighted assets | 112,630,000 | USD | evidence → |