Call reports 2002
CONCORD EFS NATIONAL BANK — 2002
What CONCORD EFS NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 885,297,000 | 921,417,000 | 1,240,432,000 | 972,783,000 |
| Total loans | 354,000 | 416,000 | 12,174,000 | 4,848,000 |
| Allowance for loan losses | 0 | 0 | 295,000 | 295,000 |
| Securities available for sale | 322,873,000 | 332,796,000 | 599,940,000 | 579,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,831,000 | 63,650,000 | 158,981,000 | 119,110,000 |
| Interest-bearing deposits | 0 | 0 | 98,620,000 | 83,490,000 |
| Noninterest-bearing deposits | 62,831,000 | 63,650,000 | 60,361,000 | 35,620,000 |
| Equity capital | 368,014,000 | 378,049,000 | 507,765,000 | 469,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,092,000 | 8,719,000 | 28,253,000 | 35,464,000 |
| Interest expense | 165,000 | 464,000 | 9,360,000 | 12,247,000 |
| Net interest income | 3,927,000 | 8,255,000 | 18,893,000 | 23,217,000 |
| Noninterest income | 220,784,000 | 485,113,000 | 762,513,000 | 1,059,350,000 |
| Noninterest expense | 226,683,000 | 487,464,000 | 736,978,000 | 1,002,679,000 |
| Provision for loan losses | 0 | 0 | -1,560,000 | -1,560,000 |
| Pretax income | -1,946,000 | 5,971,000 | 45,988,000 | 81,448,000 |
| Income tax | -1,589,000 | 829,000 | 14,127,000 | 26,020,000 |
| Net income | -357,000 | 5,142,000 | 31,861,000 | 55,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 278,635,000 | 288,649,000 | 417,452,000 | 384,930,000 |
| Total capital | 278,635,000 | 288,649,000 | 417,747,000 | 385,225,000 |
| Risk-weighted assets | 467,888,000 | 499,314,000 | 352,179,000 | 305,521,000 |