Call reports 2001
CONCORD EFS NATIONAL BANK — 2001
What CONCORD EFS NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 612,036,000 | 667,435,000 | 760,544,000 | 790,152,000 |
| Total loans | 291,000 | 345,000 | 402,000 | 230,000 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 253,138,000 | 271,990,000 | 271,409,000 | 281,167,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,022,000 | 34,780,000 | 39,590,000 | 110,703,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 36,022,000 | 34,780,000 | 39,590,000 | 110,703,000 |
| Equity capital | 354,656,000 | 373,883,000 | 391,240,000 | 369,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,276,000 | 9,525,000 | 14,250,000 | 18,756,000 |
| Interest expense | 166,000 | 333,000 | 501,000 | 670,000 |
| Net interest income | 4,110,000 | 9,192,000 | 13,749,000 | 18,086,000 |
| Noninterest income | 182,207,000 | 395,861,000 | 617,658,000 | 848,261,000 |
| Noninterest expense | 169,379,000 | 357,112,000 | 555,204,000 | 760,225,000 |
| Provision for loan losses | 100,000 | 100,000 | 0 | 0 |
| Pretax income | 16,838,000 | 47,893,000 | 76,345,000 | 106,428,000 |
| Income tax | 5,703,000 | 16,363,000 | 26,322,000 | 35,201,000 |
| Net income | 11,135,000 | 31,530,000 | 50,023,000 | 71,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 349,900,000 | 373,068,000 | 291,585,000 | 271,230,000 |
| Total capital | 349,900,000 | 373,068,000 | 291,685,000 | 271,230,000 |
| Risk-weighted assets | 394,281,000 | 429,780,000 | 432,109,000 | 256,178,000 |