Call reports 2025
SOUTHWEST MISSOURI BANK — 2025
What SOUTHWEST MISSOURI BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,157,301,000 | 1,152,303,000 | 1,161,538,000 | 1,233,638,000 |
| Total loans | 587,181,000 | 602,236,000 | 615,396,000 | 632,026,000 |
| Allowance for loan losses | 6,067,000 | 6,187,000 | 6,477,000 | 6,870,000 |
| Securities available for sale | 449,160,000 | 459,746,000 | 461,457,000 | 457,936,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,014,636,000 | 998,710,000 | 1,004,580,000 | 1,073,737,000 |
| Interest-bearing deposits | 923,791,000 | 909,109,000 | 908,386,000 | 985,631,000 |
| Noninterest-bearing deposits | 90,845,000 | 89,601,000 | 96,194,000 | 88,106,000 |
| Equity capital | 66,207,000 | 70,645,000 | 77,911,000 | 83,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 13,620,000 | 27,660,000 | 41,964,000 | 56,629,000 |
| Interest expense | 4,280,000 | 8,512,000 | 12,676,000 | 16,771,000 |
| Net interest income | 9,340,000 | 19,148,000 | 29,288,000 | 39,858,000 |
| Noninterest income | 2,814,000 | 5,630,000 | 8,491,000 | 11,651,000 |
| Noninterest expense | 8,770,000 | 17,759,000 | 27,131,000 | 36,365,000 |
| Provision for loan losses | 235,000 | 535,000 | 860,000 | 1,350,000 |
| Pretax income | 3,148,000 | 6,480,000 | 9,799,000 | 13,920,000 |
| Income tax | 566,000 | 1,181,000 | 1,808,000 | 2,531,000 |
| Net income | 2,582,000 | 5,299,000 | 7,991,000 | 11,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,874,000 | 101,290,000 | 102,582,000 | 104,580,000 |
| Total capital | 106,441,000 | 107,977,000 | 109,534,000 | 111,810,000 |
| Risk-weighted assets | 662,313,000 | 676,567,000 | 682,213,000 | 695,872,000 |