Call reports 2024
SOUTHWEST MISSOURI BANK — 2024
What SOUTHWEST MISSOURI BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,136,766,000 | 1,117,194,000 | 1,111,339,000 | 1,162,637,000 |
| Total loans | 539,907,000 | 550,808,000 | 564,698,000 | 581,174,000 |
| Allowance for loan losses | 5,935,000 | 5,959,000 | 5,920,000 | 5,967,000 |
| Securities available for sale | 425,643,000 | 410,245,000 | 440,583,000 | 436,431,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 979,509,000 | 979,251,000 | 969,306,000 | 1,028,220,000 |
| Interest-bearing deposits | 890,493,000 | 890,971,000 | 883,177,000 | 943,655,000 |
| Noninterest-bearing deposits | 89,016,000 | 88,280,000 | 86,129,000 | 84,565,000 |
| Equity capital | 54,394,000 | 56,819,000 | 68,276,000 | 61,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 12,583,000 | 25,104,000 | 38,117,000 | 51,342,000 |
| Interest expense | 4,573,000 | 9,097,000 | 13,705,000 | 18,068,000 |
| Net interest income | 8,010,000 | 16,007,000 | 24,412,000 | 33,274,000 |
| Noninterest income | 2,565,000 | 6,781,000 | 9,966,000 | 12,719,000 |
| Noninterest expense | 8,288,000 | 16,575,000 | 25,032,000 | 33,634,000 |
| Provision for loan losses | 100,000 | 250,000 | 350,000 | 575,000 |
| Pretax income | 662,000 | 3,014,000 | 5,997,000 | 8,800,000 |
| Income tax | 36,000 | 550,000 | 1,175,000 | 1,780,000 |
| Net income | 626,000 | 2,464,000 | 4,822,000 | 7,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,908,000 | 95,946,000 | 97,193,000 | 98,592,000 |
| Total capital | 101,303,000 | 102,365,000 | 103,623,000 | 105,069,000 |
| Risk-weighted assets | 622,185,000 | 632,935,000 | 644,552,000 | 659,720,000 |