Call reports 2023
SOUTHWEST MISSOURI BANK — 2023
What SOUTHWEST MISSOURI BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,092,491,000 | 1,067,054,000 | 1,055,708,000 | 1,134,843,000 |
| Total loans | 517,019,000 | 525,872,000 | 530,575,000 | 538,629,000 |
| Allowance for loan losses | 5,882,000 | 5,930,000 | 5,865,000 | 5,854,000 |
| Securities available for sale | 451,420,000 | 440,668,000 | 418,434,000 | 435,208,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 960,437,000 | 939,983,000 | 936,042,000 | 983,300,000 |
| Interest-bearing deposits | 865,107,000 | 849,289,000 | 843,049,000 | 897,603,000 |
| Noninterest-bearing deposits | 95,330,000 | 90,694,000 | 92,993,000 | 85,697,000 |
| Equity capital | 49,000,000 | 47,750,000 | 37,936,000 | 56,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,657,000 | 19,858,000 | 30,528,000 | 41,962,000 |
| Interest expense | 2,220,000 | 4,919,000 | 8,058,000 | 11,869,000 |
| Net interest income | 7,437,000 | 14,939,000 | 22,470,000 | 30,093,000 |
| Noninterest income | 2,454,000 | 5,002,000 | 7,583,000 | 10,098,000 |
| Noninterest expense | 7,772,000 | 15,719,000 | 23,941,000 | 32,506,000 |
| Provision for loan losses | 32,000 | 62,000 | -18,000 | 7,000 |
| Pretax income | 2,094,000 | 4,122,000 | 5,937,000 | 7,435,000 |
| Income tax | 316,000 | 616,000 | 866,000 | 1,063,000 |
| Net income | 1,778,000 | 3,506,000 | 5,071,000 | 6,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,789,000 | 92,817,000 | 93,682,000 | 94,984,000 |
| Total capital | 97,880,000 | 99,002,000 | 99,957,000 | 101,298,000 |
| Risk-weighted assets | 602,643,000 | 611,934,000 | 622,359,000 | 625,883,000 |