Call reports 2022
SOUTHWEST MISSOURI BANK — 2022
What SOUTHWEST MISSOURI BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,093,198,000 | 1,089,315,000 | 1,063,323,000 | 1,087,807,000 |
| Total loans | 494,827,000 | 514,360,000 | 521,455,000 | 517,866,000 |
| Allowance for loan losses | 6,490,000 | 6,576,000 | 6,471,000 | 6,399,000 |
| Securities available for sale | 484,716,000 | 464,966,000 | 450,249,000 | 452,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 984,526,000 | 987,142,000 | 956,491,000 | 990,277,000 |
| Interest-bearing deposits | 888,096,000 | 889,060,000 | 861,808,000 | 901,644,000 |
| Noninterest-bearing deposits | 96,430,000 | 98,082,000 | 94,683,000 | 88,633,000 |
| Equity capital | 59,334,000 | 46,745,000 | 31,467,000 | 41,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,953,000 | 16,251,000 | 25,135,000 | 34,540,000 |
| Interest expense | 272,000 | 607,000 | 1,372,000 | 2,978,000 |
| Net interest income | 7,681,000 | 15,644,000 | 23,763,000 | 31,562,000 |
| Noninterest income | 2,906,000 | 5,493,000 | 8,086,000 | 10,625,000 |
| Noninterest expense | 7,376,000 | 14,796,000 | 22,552,000 | 30,112,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,211,000 | 6,341,000 | 9,297,000 | 12,075,000 |
| Income tax | 492,000 | 1,062,000 | 1,583,000 | 2,057,000 |
| Net income | 2,719,000 | 5,279,000 | 7,714,000 | 10,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,875,000 | 87,737,000 | 89,271,000 | 90,790,000 |
| Total capital | 92,365,000 | 94,313,000 | 95,742,000 | 97,189,000 |
| Risk-weighted assets | 586,908,000 | 605,022,000 | 615,623,000 | 609,648,000 |