Call reports 2021
SOUTHWEST MISSOURI BANK — 2021
What SOUTHWEST MISSOURI BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,023,996,000 | 1,024,182,000 | 1,032,150,000 | 1,102,317,000 |
| Total loans | 471,190,000 | 463,428,000 | 468,184,000 | 477,512,000 |
| Allowance for loan losses | 6,029,000 | 6,224,000 | 6,433,000 | 6,506,000 |
| Securities available for sale | 414,695,000 | 465,795,000 | 491,602,000 | 491,808,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 890,215,000 | 890,080,000 | 900,829,000 | 968,919,000 |
| Interest-bearing deposits | 801,072,000 | 802,083,000 | 808,800,000 | 874,732,000 |
| Noninterest-bearing deposits | 89,143,000 | 87,997,000 | 92,029,000 | 94,187,000 |
| Equity capital | 78,963,000 | 81,167,000 | 82,243,000 | 81,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,525,000 | 15,466,000 | 23,792,000 | 31,776,000 |
| Interest expense | 419,000 | 797,000 | 1,121,000 | 1,412,000 |
| Net interest income | 7,106,000 | 14,669,000 | 22,671,000 | 30,364,000 |
| Noninterest income | 2,754,000 | 5,717,000 | 8,608,000 | 11,530,000 |
| Noninterest expense | 7,144,000 | 14,469,000 | 22,062,000 | 29,772,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,000,000 |
| Pretax income | 2,665,000 | 5,495,000 | 8,518,000 | 11,390,000 |
| Income tax | 485,000 | 961,000 | 1,470,000 | 1,969,000 |
| Net income | 2,180,000 | 4,534,000 | 7,048,000 | 9,421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,672,000 | 79,938,000 | 81,272,000 | 83,150,000 |
| Total capital | 84,701,000 | 86,162,000 | 87,705,000 | 89,656,000 |
| Risk-weighted assets | 519,015,000 | 526,236,000 | 546,889,000 | 559,556,000 |