Call reports 2020
SOUTHWEST MISSOURI BANK — 2020
What SOUTHWEST MISSOURI BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 797,246,000 | 888,383,000 | 887,477,000 | 975,463,000 |
| Total loans | 460,209,000 | 502,339,000 | 507,075,000 | 482,768,000 |
| Allowance for loan losses | 4,411,000 | 4,827,000 | 5,399,000 | 5,860,000 |
| Securities available for sale | 241,851,000 | 258,993,000 | 309,199,000 | 346,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 681,557,000 | 759,356,000 | 756,587,000 | 843,768,000 |
| Interest-bearing deposits | 624,457,000 | 683,962,000 | 683,650,000 | 765,865,000 |
| Noninterest-bearing deposits | 57,100,000 | 75,394,000 | 72,937,000 | 77,903,000 |
| Equity capital | 75,581,000 | 78,282,000 | 79,272,000 | 81,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,800,000 | 15,455,000 | 23,274,000 | 31,587,000 |
| Interest expense | 848,000 | 1,484,000 | 2,002,000 | 2,467,000 |
| Net interest income | 6,952,000 | 13,971,000 | 21,272,000 | 29,120,000 |
| Noninterest income | 2,210,000 | 4,711,000 | 7,330,000 | 10,123,000 |
| Noninterest expense | 6,706,000 | 13,514,000 | 20,736,000 | 28,087,000 |
| Provision for loan losses | 225,000 | 775,000 | 1,375,000 | 1,975,000 |
| Pretax income | 2,245,000 | 4,800,000 | 7,511,000 | 10,201,000 |
| Income tax | 385,000 | 843,000 | 1,522,000 | 2,022,000 |
| Net income | 1,860,000 | 3,957,000 | 5,989,000 | 8,179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,040,000 | 73,509,000 | 74,928,000 | 76,493,000 |
| Total capital | 76,451,000 | 78,336,000 | 80,327,000 | 82,353,000 |
| Risk-weighted assets | 478,800,000 | 456,837,000 | 499,270,000 | 510,254,000 |