Call reports 2019
SOUTHWEST MISSOURI BANK — 2019
What SOUTHWEST MISSOURI BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 758,615,000 | 753,094,000 | 748,112,000 | 795,891,000 |
| Total loans | 433,952,000 | 441,432,000 | 444,191,000 | 448,998,000 |
| Allowance for loan losses | 4,171,000 | 4,223,000 | 4,238,000 | 4,299,000 |
| Securities available for sale | 237,155,000 | 239,076,000 | 230,431,000 | 246,746,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 656,044,000 | 641,736,000 | 638,140,000 | 685,499,000 |
| Interest-bearing deposits | 599,379,000 | 585,503,000 | 585,037,000 | 629,699,000 |
| Noninterest-bearing deposits | 56,665,000 | 56,233,000 | 53,103,000 | 55,800,000 |
| Equity capital | 67,116,000 | 70,212,000 | 71,729,000 | 72,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,383,000 | 15,004,000 | 22,695,000 | 30,441,000 |
| Interest expense | 889,000 | 1,795,000 | 2,646,000 | 3,451,000 |
| Net interest income | 6,494,000 | 13,209,000 | 20,049,000 | 26,990,000 |
| Noninterest income | 1,993,000 | 4,241,000 | 6,545,000 | 8,926,000 |
| Noninterest expense | 6,415,000 | 13,088,000 | 19,794,000 | 26,510,000 |
| Provision for loan losses | 100,000 | 250,000 | 425,000 | 625,000 |
| Pretax income | 1,854,000 | 4,009,000 | 6,316,000 | 8,709,000 |
| Income tax | 337,000 | 750,000 | 1,175,000 | 1,586,000 |
| Net income | 1,517,000 | 3,259,000 | 5,141,000 | 7,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,833,000 | 69,554,000 | 70,358,000 | 71,116,000 |
| Total capital | 73,004,000 | 73,777,000 | 74,596,000 | 75,415,000 |
| Risk-weighted assets | 444,626,000 | 457,456,000 | 457,171,000 | 469,903,000 |