Call reports 2016
SOUTHWEST MISSOURI BANK — 2016
What SOUTHWEST MISSOURI BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 670,508,000 | 669,728,000 | 663,576,000 | 700,231,000 |
| Total loans | 422,894,000 | 412,454,000 | 418,715,000 | 410,449,000 |
| Allowance for loan losses | 4,549,000 | 4,795,000 | 3,841,000 | 4,241,000 |
| Securities available for sale | 122,154,000 | 128,067,000 | 121,112,000 | 129,171,000 |
| Securities held to maturity | 50,258,000 | 53,842,000 | 57,366,000 | 61,095,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 578,716,000 | 573,451,000 | 569,394,000 | 608,229,000 |
| Interest-bearing deposits | 535,466,000 | 529,518,000 | 525,690,000 | 565,470,000 |
| Noninterest-bearing deposits | 43,250,000 | 43,933,000 | 43,704,000 | 42,759,000 |
| Equity capital | 63,473,000 | 64,354,000 | 64,912,000 | 63,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,389,000 | 12,902,000 | 19,186,000 | 25,527,000 |
| Interest expense | 342,000 | 671,000 | 985,000 | 1,281,000 |
| Net interest income | 6,047,000 | 12,231,000 | 18,201,000 | 24,246,000 |
| Noninterest income | 1,826,000 | 3,722,000 | 5,723,000 | 7,913,000 |
| Noninterest expense | 6,027,000 | 12,117,000 | 18,359,000 | 24,431,000 |
| Provision for loan losses | 250,000 | 850,000 | 1,350,000 | 1,800,000 |
| Pretax income | 1,720,000 | 3,540,000 | 5,231,000 | 6,959,000 |
| Income tax | 490,000 | 1,015,000 | 1,486,000 | 1,946,000 |
| Net income | 1,230,000 | 2,525,000 | 3,745,000 | 5,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,330,000 | 63,955,000 | 64,555,000 | 65,057,000 |
| Total capital | 67,879,000 | 68,744,000 | 68,396,000 | 69,298,000 |
| Risk-weighted assets | 389,305,000 | 383,086,000 | 387,255,000 | 426,508,000 |