Call reports 2015
SOUTHWEST MISSOURI BANK — 2015
What SOUTHWEST MISSOURI BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 652,679,000 | 645,141,000 | 639,575,000 | 676,021,000 |
| Total loans | 417,242,000 | 422,295,000 | 426,892,000 | 432,990,000 |
| Allowance for loan losses | 4,350,000 | 4,338,000 | 4,367,000 | 4,448,000 |
| Securities available for sale | 123,019,000 | 116,171,000 | 100,648,000 | 112,376,000 |
| Securities held to maturity | 39,283,000 | 42,054,000 | 44,983,000 | 49,331,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 558,362,000 | 552,707,000 | 549,523,000 | 585,938,000 |
| Interest-bearing deposits | 517,495,000 | 514,006,000 | 509,874,000 | 545,011,000 |
| Noninterest-bearing deposits | 40,867,000 | 38,701,000 | 39,649,000 | 40,927,000 |
| Equity capital | 60,856,000 | 60,786,000 | 61,938,000 | 62,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,204,000 | 12,588,000 | 19,037,000 | 25,541,000 |
| Interest expense | 368,000 | 735,000 | 1,092,000 | 1,436,000 |
| Net interest income | 5,836,000 | 11,853,000 | 17,945,000 | 24,105,000 |
| Noninterest income | 1,761,000 | 3,673,000 | 5,669,000 | 7,563,000 |
| Noninterest expense | 5,838,000 | 11,777,000 | 17,906,000 | 23,500,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 725,000 |
| Pretax income | 1,740,000 | 3,580,000 | 5,519,000 | 7,893,000 |
| Income tax | 475,000 | 1,012,000 | 1,589,000 | 2,289,000 |
| Net income | 1,265,000 | 2,568,000 | 3,930,000 | 5,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,749,000 | 61,363,000 | 62,002,000 | 62,800,000 |
| Total capital | 65,099,000 | 65,701,000 | 66,369,000 | 67,248,000 |
| Risk-weighted assets | 379,224,000 | 382,052,000 | 384,904,000 | 391,182,000 |