Call reports 2014
SOUTHWEST MISSOURI BANK — 2014
What SOUTHWEST MISSOURI BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 633,876,000 | 627,253,000 | 620,430,000 | 649,537,000 |
| Total loans | 374,308,000 | 383,013,000 | 390,017,000 | 412,858,000 |
| Allowance for loan losses | 3,945,000 | 3,930,000 | 3,971,000 | 4,304,000 |
| Securities available for sale | 132,256,000 | 135,321,000 | 113,616,000 | 105,801,000 |
| Securities held to maturity | 41,981,000 | 41,589,000 | 41,522,000 | 41,417,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 550,887,000 | 536,944,000 | 519,965,000 | 557,478,000 |
| Interest-bearing deposits | 446,303,000 | 497,525,000 | 483,096,000 | 521,212,000 |
| Noninterest-bearing deposits | 104,584,000 | 39,419,000 | 36,869,000 | 36,266,000 |
| Equity capital | 57,175,000 | 58,238,000 | 58,709,000 | 59,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,025,000 | 12,198,000 | 18,405,000 | 24,705,000 |
| Interest expense | 433,000 | 850,000 | 1,249,000 | 1,641,000 |
| Net interest income | 5,592,000 | 11,348,000 | 17,156,000 | 23,064,000 |
| Noninterest income | 1,684,000 | 3,619,000 | 5,495,000 | 7,507,000 |
| Noninterest expense | 5,829,000 | 11,634,000 | 17,615,000 | 23,588,000 |
| Provision for loan losses | 75,000 | 375,000 | 475,000 | 725,000 |
| Pretax income | 1,688,000 | 3,317,000 | 5,217,000 | 7,125,000 |
| Income tax | 484,000 | 863,000 | 1,342,000 | 1,811,000 |
| Net income | 1,204,000 | 2,454,000 | 3,875,000 | 5,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,253,000 | 58,903,000 | 59,634,000 | 60,156,000 |
| Total capital | 62,198,000 | 62,833,000 | 63,605,000 | 64,460,000 |
| Risk-weighted assets | 386,664,000 | 396,321,000 | 397,443,000 | 418,201,000 |