Call reports 2013
SOUTHWEST MISSOURI BANK — 2013
What SOUTHWEST MISSOURI BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 626,549,000 | 612,802,000 | 601,770,000 | 628,483,000 |
| Total loans | 360,956,000 | 364,322,000 | 365,551,000 | 365,576,000 |
| Allowance for loan losses | 4,508,000 | 4,273,000 | 4,128,000 | 4,007,000 |
| Securities available for sale | 136,018,000 | 129,525,000 | 126,136,000 | 128,140,000 |
| Securities held to maturity | 40,250,000 | 43,253,000 | 44,671,000 | 44,582,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 539,258,000 | 525,796,000 | 517,933,000 | 546,867,000 |
| Interest-bearing deposits | 442,456,000 | 431,307,000 | 421,822,000 | 450,597,000 |
| Noninterest-bearing deposits | 96,802,000 | 94,489,000 | 96,111,000 | 96,270,000 |
| Equity capital | 57,548,000 | 56,461,000 | 56,355,000 | 56,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,344,000 | 12,586,000 | 18,793,000 | 24,938,000 |
| Interest expense | 561,000 | 1,080,000 | 1,565,000 | 2,024,000 |
| Net interest income | 5,783,000 | 11,506,000 | 17,228,000 | 22,914,000 |
| Noninterest income | 1,848,000 | 3,600,000 | 5,459,000 | 7,582,000 |
| Noninterest expense | 5,858,000 | 11,663,000 | 17,643,000 | 23,923,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,013,000 | 4,683,000 | 6,284,000 | 7,813,000 |
| Income tax | 981,000 | 1,463,000 | 1,877,000 | 2,260,000 |
| Net income | 2,032,000 | 3,220,000 | 4,407,000 | 5,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,267,000 | 56,861,000 | 57,451,000 | 57,699,000 |
| Total capital | 60,775,000 | 61,134,000 | 61,579,000 | 61,705,000 |
| Risk-weighted assets | 374,499,000 | 380,252,000 | 380,151,000 | 379,786,000 |