Call reports 2012
SOUTHWEST MISSOURI BANK — 2012
What SOUTHWEST MISSOURI BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 629,223,000 | 619,098,000 | 597,995,000 | 631,926,000 |
| Total loans | 379,866,000 | 375,187,000 | 378,134,000 | 373,234,000 |
| Allowance for loan losses | 5,337,000 | 4,822,000 | 4,790,000 | 4,637,000 |
| Securities available for sale | 138,651,000 | 125,323,000 | 119,686,000 | 118,520,000 |
| Securities held to maturity | 39,186,000 | 39,165,000 | 40,345,000 | 40,284,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 546,786,000 | 534,422,000 | 513,252,000 | 548,420,000 |
| Interest-bearing deposits | 450,567,000 | 439,840,000 | 420,169,000 | 455,480,000 |
| Noninterest-bearing deposits | 96,219,000 | 94,582,000 | 93,083,000 | 92,940,000 |
| Equity capital | 55,878,000 | 57,042,000 | 57,581,000 | 57,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,192,000 | 14,153,000 | 20,920,000 | 27,566,000 |
| Interest expense | 764,000 | 1,485,000 | 2,162,000 | 2,783,000 |
| Net interest income | 6,428,000 | 12,668,000 | 18,758,000 | 24,783,000 |
| Noninterest income | 1,620,000 | 3,393,000 | 5,206,000 | 7,231,000 |
| Noninterest expense | 5,949,000 | 11,968,000 | 17,703,000 | 23,505,000 |
| Provision for loan losses | 200,000 | 350,000 | 450,000 | 450,000 |
| Pretax income | 2,241,000 | 5,771,000 | 8,012,000 | 10,260,000 |
| Income tax | 678,000 | 1,849,000 | 2,574,000 | 3,299,000 |
| Net income | 1,563,000 | 3,922,000 | 5,438,000 | 6,961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,753,000 | 54,623,000 | 55,143,000 | 55,136,000 |
| Total capital | 58,623,000 | 59,408,000 | 59,933,000 | 59,772,000 |
| Risk-weighted assets | 389,173,000 | 382,942,000 | 383,849,000 | 380,244,000 |